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If you are 70 ½ or better, you can make a direct, charitable gift to the College with your IRA. This is called a Qualified Charitable Distribution (QCD) and it’s a smart and wonderful way to make a charitable gift. Because your IRA distribution goes directly to the College, 绕过你, it lowers your adjusted gross income (AGI), effectively reducing your income taxes.

如果你是73岁或以上, you must take a Required Minimum Distribution (RMD) from your IRA, and your QCD can satisfy your RMD requirement. Currently, up to $105,000 in IRA funds can be counted as QCDs for an individual. 安全的2.0 Act has also enabled individuals to use up to $53,000 to fund a Charitable Gift Annuity (CGA) with the College.

Your IRA, 401k, 403b, TSP, or other retirement plan is a practical way to leave a legacy.  You can name the College a full or partial beneficiary on a “change of beneficiary form.”  Did you know retirement plans left to individuals or family trusts are some of the most heavily taxed upon death? Up to 70% of your plan’s value could be lost to taxes. +, under the SECURE Act enacted in December 2019, non-spousal beneficiaries (children, 侄女和侄子, 等.) MUST take all proceeds within ten years. In the past, beneficiaries could str等h withdrawals over a lifetime. As a 501(c)(3) charitable organization, the College receives these same assets free of taxes.

If you have a Donor Advised Fund (DAF) with a community foundation or charitable giving account with a financial institution like Fidelity, 先锋, 等., please consider supporting the College, an eligible 501 c (3) nonprofit organization. You may be able to set up a recurring gift.

Hard-earned assets are worth protecting and various charitable strategies safeguard family assets while providing security for loved ones and your favorite charities, 喜欢学院.  Consider having a conversation with your advisors about whether a charitable trust is right for you.  The two most common types are the Charitable Remainder Trust and Charitable Lead Trust.

Most people do not realize that they can leave assets from their accounts to their favorite charitable organizations.  You may name a charity as a full, partial or contingent beneficiary to a brokerage, savings or other accounts.  Simply fill out a “change of beneficiary form” offered by your account representative.

Consider naming the College a beneficiary of an insurance policy. You can also leave a significant legacy by donating a paid-up policy you may have outgrown.  Life insurance paid to a charity is not subject to Federal estate tax and you may be able to receive an income tax deduction for your premium payments. 

Your IRA, 401k, 403b, TSP, or other retirement plan is a practical way to leave a legacy.  You can name the College a full or partial beneficiary on a “change of beneficiary form.”  Did you know retirement plans left to individuals or family trusts are some of the most heavily taxed upon death? Up to 70% of your plan’s value could be lost to taxes.  As a 501(c)(3) charitable organization, the College receives these same assets free of taxes.